Terms of Service

The terms and conditions below (the “terms”) are what govern your use of the KaChing Academy website on the Internet and World Wide Web. These terms are a legal contract between you and the KaChing.io ("KaChing Group", “KaChing.io,” “we” or “us”.) They govern your access to, and your use of our website, which (as you know) is located at KaChing.io (the “site”). These terms also govern your use of any services and products we provide on the site. If you do not agree with any of these terms, please do not access or otherwise use this site and/or our services and products. 

Your use of this site, services and/or products on this site means that you agree to abide by each of the terms below. KaChing.io may make changes to the services and products offered on this site, at any time and without notice, and KaChing.io can change these terms at any time without notice by posting updated terms of use here on the site.

If you continue to use the site after such changes have been posted, it means that you agree to the new terms, even if you have not reviewed the changes. Therefore you really should check the terms of use posted here periodically for updates and changes.

General Use

KaChing.io provides content, services and products throughout this site. All information, documents, products and services, including content, trademarks, logos, graphics and images (which are grouped together under the term “Materials”) are the copyrighted work of KaChing.io or licensors and/or contributors.

KaChing.io grants you a limited, personal, non-exclusive and non-transferable license to use the Materials solely for your personal use or internal business use. You agree that you will only use this site and the Materials for lawful uses.

You agree that you have no right to modify, edit, copy, reproduce, create derivative works of, alter, enhance or in any way exploit any of the Materials provided by KaChing.io in any manner. Your limited license terminates automatically, without notice to you, if you breach any of these terms.

Upon termination of your limited license, you agree to immediately destroy any downloaded or printed Materials. Except as stated herein, you acknowledge that you have no right, title or interest in or to the site or any Materials on any legal basis.

You are prohibited from taking any action to circumvent or attempt to circumvent the security and access control provisions of the site. Such prohibited conduct includes, but is not limited to, any efforts to: (a) log into an account with a password not assigned to you; (b) access personally identifiable information not intended for you; (c) test the security measures on the site and/or attempt to identify system vulnerabilities; (d) impersonate any other user of the site and/or the products and services, forge any of the header information in any posting, or tamper with the TCP/IP packet header; (d) modify, reverse engineer, disassemble, decompile or otherwise attempt or allow others to attempt to discover the underlying software code for the site and/or the products and services; or (f) overwhelm or disable the site or the products and services or interfere with the access and use of the site and/or the services by any other user.

If KaChing.io becomes aware of any of the aforementioned activities on your part, we may investigate and take action. When appropriate, we may work with law enforcement to investigate and prosecute offenders.

Your continued use of the Site and/or the products and services is expressly conditioned on your compliance with the prohibitions, obligations and restrictions just stated. Without limiting the foregoing, you acknowledge that KaChing.io prohibits and you agree not to:

  • Take any action that imposes an unreasonable or disproportionately large burden on the site’s infrastructure;
  • Intentionally expose the site and/or any products or services provided on KaChing.io to a computer virus or any other program or code that is intended to disrupt or disable the operations of the site and/or our products or services;
  • Frame or link to the site or any of the content or information available from the site, unless KaChing.io expressly consents to such linking and/or framing;
  • Use any spider, robot or other program, code or device to copy, retrieve or index any portion of the KaChing.io site;
  • Harvest or otherwise collect information about other users for any purpose other than expressly permitted herein;
  • Post any false or inaccurate Submissions (defined below) or information on any part of the site;
  • Use the products and/or services and/or the site to violate any applicable law or regulation, including, without limitation, the infringement of any copyright, trademark, trade secret or other intellectual property rights, or violate the privacy or rights of any other person;
  • Post any Submission or information that is discriminatory, hateful, obscene, vulgar, abusive, defamatory, sexually-orientated, threatening, or otherwise objectionable;
  • Include any hyperlinks or any misleading, irrelevant and/or hidden code or keywords in any Submissions posted by you;
  • Harass, stalk, or otherwise subject any other user of the site and/or products and services to inappropriate or unwanted contact;
  • Make any additions, changes, alterations and/or deletions to any Submissions posted by any user without the express written authorization of such other user;
  • KaChing.io reserves the right to terminate our relationship with you under these terms and prohibit your access to the site and/or products or services or to edit, remove or close any Submission or thread for any reason.

The foregoing list of prohibitions is not intended to be complete or exclusive.

You acknowledge and agree that there is the chance that you may be exposed to content that may be offensive or objectionable to you. You hereby acknowledge and agree that all submissions submitted by you or any other user express the views of the author, and KaChing.io will not be held responsible for or liable for the content in such submissions.

Your access to the site and Services is undertaken at your own risk and KaChing.io is not responsible for any offensive or otherwise objectionable materials that may be posted by any third party.

In addition, the foregoing prohibitions do not impose on KaChing.io any obligation to monitor or remove any Submissions or other information or communication submitted by you or any other user.

Submissions

Subject to the terms and conditions of the KaChing.io Privacy Policy, when you submit data and/or post communications on the site (collectively “Submissions”), you grant to KaChing.io, an irrevocable, perpetual, royalty-free, worldwide right (including moral right) and license to use, reproduce, display, distribute, modify and create derivative works of Submissions, in whole or in part, and to incorporate Submissions into other works in any media and utilizing any technology now known or later developed. You warrant that you have all rights, and no third party has retained any such rights, (including moral rights) in and to Submissions you may post to the site.

Online Commerce

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

Your purchase is for personal use only. Sharing of purchases is not permitted and will be considered unauthorized, an infringing use of our copyrighted material, and may subject violators to liability. If payment for a course is declined, our system will automatically disable access to our premium materials. (We understand this usually happens because a credit card expires.) We want to help restore your access, so we’ll make every attempt to contact you to help resolve this issue. Once the billing issue is resolved, we’ll restore access.

Copyright Notice

All information, data, and screens appearing on KaChing.io, including web pages, documents, site design, text, graphics, logos, images and icons, and the selection and arrangement thereof, are the sole property of KaChing.io unless otherwise specified.

All rights not expressly granted herein are reserved worldwide. Any reproduction, distribution, modification, retransmission, or publication of any copyrighted material on the site is strictly prohibited without the express written consent of the copyright holder, except as otherwise required by applicable law.

Disclaimer of Warranties

Your use of this site, the Materials and/or the products and services is at your own risk. You assume all risks of using this site, the Materials and/or the products and services. KaChing.io does not warrant the accuracy or timeliness of the materials or the Third Party Content contained on this Site. Neither the Materials nor the Third Party Content have been verified or authenticated in whole or in part by KaChing.io, and they may not be current or may include inaccuracies or typographical errors. 

KaChing.io shall have no liability for Materials and/or Third Party Content that is not current or for any errors or omissions in the Materials and/or the Third Party Content, whether provided by KaChing.io or our licensors. KaChing.io does not guarantee that you will achieve any economic return or benefit from the use of the Materials. 

KaChing.io, for itself and its licensors, makes no express, implied or statutory representations, warranties, or guarantees in connection with the site, the products and services or any Materials or Third Party Content, relating to the quality, suitability, truth, accuracy, currency or completeness of any information or material contained on the site. This includes, without limitation, the Materials and the Third Party Content. All products/services are owned and developed by KaChing Group.

KaChing.io disclaims and excludes any and all implied warranties, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights. Unless otherwise explicitly stated, to the maximum extent permitted by applicable law, the site, the products and services, the Materials, Third Party Content, and any information or material contained on the site is provided to you on an “as is,” “as available” and “where is” basis with no warranty of any kind.

Refund/Cancellation Policy

KaChing Academy products and services are designed to provide you valuable information and access to methods that are at times proprietary in nature. By purchasing a product or service from KaChing Academy, you are agreeing to pay in full and you are agreeing to all refund policies and special offers withstanding. Failure to do so may result in collections efforts, including 3rd party collection efforts and credit bureau reporting.

KaChing Academy offers many different softwares, courses and even live trainings to our students each of which have their own refund policies.

Some purchases (such as our live trainings) come with a NO REFUND policy given the amount of time energy and skills that go into creating and hosting the live event. Other products carry a 14 day or 30 day money back guarantee.

Any product sold by or on behalf of KaChing Academy will have a link to this page prior to purchasing.

Below are the current offerings from KaChing Academy along with their respective refund period:

FWA 2.0 – This offer has a 14-day, 100% money-back guarantee on your licensed access to FWA 2.0. The guarantee period begins on the first day module 1 of the training goes live. Eligibility for the 100% money-back guarantee is contingent on watching less than 25% of the course material you purchased and not logging in to use the course after the 14 day period. (ALL DISCOUNTED PURCHASES ARE NON-REFUNDABLE).

One Product Away Challenge – This product has a NO REFUND policy. All sales are final.

KaChing Mastermind – This product has a NO REFUND policy on the initial purchase. This is a product that bills monthly or annually for continued access to our service and coaching. Once a monthly or annual membership fee is processed it is non-refundable at that point. You can cancel at any time to discontinue future billing and access to the product.

Payment Plans

If a product or service is purchased utilising a monthly payment plan/installments the customer is responsible for 100% of agreed-upon payments equalling the original purchase price of the product. If any payments are not received, the entire purchase is void and the payments made up to that point are forfeited to the KaChing Academy and will not be refunded. Access to any digital product or platform will be removed until the outstanding balance is paid.

Term and Termination
This license agreement takes effect upon your use of the Course Materials or Documentation and remains effective until terminated. You may terminate it at any time by destroying all copies of the Course Materials and Documentation in your possession. It will also automatically terminate if you fail to comply with any term or condition of this license agreement. You agree on termination of this license to destroy all copies of the Course Materials and Documentation in your possession.

Disputes
This license agreement shall be governed by, construed and enforced in accordance with the laws of England and Wales, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate KaChing Academy. and/or its affiliates' intellectual property rights, KaChing Academy and/or its affiliates may seek injunctive or other appropriate relief in any English or Welsh court, and you consent to exclusive jurisdiction and venue in such courts.

How To Request A Refund
Please contact our customer service team at [email protected] Monday - Friday 9AM - 5PM GMT to request a refund.

Delivery Policy

All products bought through the KaChing Academy are delivered to your membership area and can be accessed in the “My Course” area within 5 minutes of a successful purchase. You will also receive an email within 5 minutes with a direct link to access your purchase.

If you have any problems accessing the products you have purchased please contact our support team immediately at [email protected] so we can resolve the issue.

All courses purchased come with 5 years of unlimited access.

Limitation of Liability

In no event shall KaChing.io be liable to you or any third party for any indirect, extraordinary, exemplary, punitive, special, incidental, or consequential damages (including loss of data, revenue, profits, use or other economic advantage) however arising, even if KaChing.io, have been advised of the possibility of such damage.

KaChing.io’s aggregate liability to you or any third party for any damages resulting from your displaying, copying, or downloading any material on the site or reliance on the information and/or material presented on the site shall not exceed one hundred dollars (£100.00).

Local Laws and Export Control

If you use this site outside the United Kingdom, you are responsible for compliance with all applicable local laws. KaChing.io controls and operates this site from its headquarters in the United Kingdom and the Materials may not be appropriate or available for use in other locations.

Consequences of Violation

If you violate these terms, KaChing.io may terminate your access to the site or Password-Restricted Areas without notice. KaChing.io prefers to advise you of your inappropriate behavior and recommend any necessary corrective action. However, certain violations of these terms, as determined by KaChing.io, will result in immediate termination of your access to the site or Password-Restricted Areas.

KaChing.io reserves the right to terminate any password-restricted account for any reason. These terms are governed by the law of England and Wales, without regard to the choice or conflicts of law provisions. Any disputes relating to these terms or the site will be heard in courts located in England and Wales. If any of these terms is found to be inconsistent with applicable law, then such terms shall be interpreted to reflect the intentions of the parties, and no other terms will be modified.

KaChing.io’s failure to enforce any of these terms is not a waiver of such terms. These terms are the entire agreement between you and KaChing.io and supersede any and all prior or contemporaneous agreements and understandings between you and KaChing Academy. These terms may not be modified except pursuant to a written amendment that is executed by an officer of KaChing-Academy.

Earnings Disclaimer

Disclaimer: No Earnings Projections, Promises Or Representations

You recognise and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of KaChing Academy products, and that we have not authorised any such projection, promise, or representation by others.

Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.

(i) The Economy. The economy, both where you do business, and on a national and even worldwide scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by KaChing Academy products.

(ii) Your Success Or Lack Of It. Your success in using the information or strategies provided at http://KaChing.io depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

Internet businesses and earnings derived therefrom, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase KaChing Academy products, and/or any monies spent setting up, operating, and/or marketing KaChing Academy products, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).

(iii) Forward-Looking Statements. MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE, IN OTHER MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

(iv) Due Diligence. You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of professional advice. Nothing contained on the website or in materials available for sale or download on the website provides professional advice in any way. You should consult with your own accountant, lawyer, or professional advisor for any questions you may have.

We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

(v) Purchase Price. Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for KaChing Academy products has been arbitrarily set by us. This price bears no relationship to objective standards.